Insurance...

.. getting near the time when I'll need to think about this. Does anyone have any recommendations what to definately look for and avoid when it comes to mini's? - I heard an agreed valuation is essential??

many thanks!!

Been given the form for an agreed valuation from my insurer before but never got round to sorting it out - Should I have done?

I'm with HIC - as advertised on the back of most Mini Mags (well it certainly used to be anyway) I think I pay around £240 fully comp. I have heard people say HIC aren't that great though so I'd also be interested in what everyone has to say.

try Flux

its not to do with hic its the company they set up for u i have agreed value insurance instead of book price which would be sod all .
list every extra and all parts fitted new that way if anything happens to your car they are replaced with them parts instead of standard cheap ones.
all u do is take 6 photos both sides front and back ,engine,inside,
fill out a few forms and they will agree it within reason.
my cars book price is £300 but agreed value is £4OOO HUGE DIFFERENCE dont asume because u spent £3000 on your car u would get £3000 back always get agreed insurance mine cost £200 fully comp with hic with salvage retension
hope this helps

when i was 17 my first insured car was a 2 litre turbo it cost me 2 grand to insure it but i didnt care i worked hard and enjoyed every minute of it i no how hard it is to get insurance im not that old you no but i think if u want something bad enough u will find a way to get it and pay for it.

mr t wrote:its not to do with hic its the company they set up for u i have agreed value insurance instead of book price which would be sod all .
list every extra and all parts fitted new that way if anything happens to your car they are replaced with them parts instead of standard cheap ones.
all u do is take 6 photos both sides front and back ,engine,inside,
fill out a few forms and they will agree it within reason.
my cars book price is £300 but agreed value is £4OOO HUGE DIFFERENCE dont asume because u spent £3000 on your car u would get £3000 back always get agreed insurance mine cost £200 fully comp with hic with salvage retension
hope this helps

excellent, good points. many thanks!

I'm currently insured with Norwich Union / aviva and it's £1400 roughly but i pay monthly £140

I have declared all the cosmetic mods as well as performance. who knew spotlamps counted as a mod?

at least you dont have tyre shine as a polish substitute

Gave Flux a call and looks like I may be sorted, many thanks all!!!

good good stanford hall is calling for your mini to be there